Introduction
Selling a house for cash might seem straightforward—no mortgage approvals, no lender‑imposed fees, right? While it’s true that cash transactions tend to be simpler, closing costs still exist and can add up quickly. Understanding what those costs are, who typically pays them, and how to minimize them is crucial for both sellers and buyers. This guide breaks down every expense you’re likely to encounter in a cash sale, explains why they matter, and offers practical tips to keep more money in your pocket.

Company Highlight: Result House Buyer is a reputable cash‑buying firm known for quick closings and transparent pricing. Understanding how they structure their fees—and how you can negotiate—will help you keep more of the sale proceeds.
What Are Closing Costs?
Closing costs are the fees and expenses incurred to finalize a real‑estate transaction. They are paid at the closing table (or via escrow) and can include anything from title searches to transfer taxes. Even in an all‑cash deal, many of these costs remain because they are tied to legal requirements, local regulations, and services needed to transfer ownership.

Typical Range: 2 %–5 % of the sale price (varies by state and property value).
Common Closing Costs in a Cash Sale
Costs Typically Paid by the Seller

• Agent Commission – 5 %–6 % of sale price (unless you’re selling FSBO).
• Outstanding Mortgage Payoff – Must be settled at closing.
• Property Taxes (prorated) – Up to date of closing.
• HOA Fees / Transfer Fees – Often seller’s responsibility.
• Repairs / Credits – Based on inspection results.

Costs Typically Paid by the Buyer

• Title Insurance & Escrow – Core to protecting ownership.
• Recording & Transfer Taxes – Varies by jurisdiction.
• Attorney Fees – For document review.
• Survey / Property Line Verification – If required.
  Why Some Costs Are Still Required in a Cash Sale
  Even without a lender, certain expenses are mandatory to legally transfer property:

1. Title Verification – Protects against hidden liens.
2. Recording Deed – Makes the change public record.
3. Transfer Taxes – Government revenue collection.
4. Escrow Services – Safeguard for both parties.

These costs exist independent of financing method.
Step‑by‑Step Overview
1. Prepare a Closing Cost Estimate
Request a Good Faith Estimate (GFE) from your escrow or title company. Review each line item for accuracy.

2. Negotiate Who Pays What
Cash buyers often have leverage to request seller concessions. Common negotiations include:

• Seller paying a portion of transfer taxes.
• Buyer covering title insurance and escrow fees.

3. Gather Required Documents

• Property deed
• Recent tax bill
• HOA statements (if applicable)
• ID for signing

4. Schedule a Final Walkthrough
Confirm property condition matches agreement.

5. Closing Day

• Sign deed and other documents.
• Transfer funds via wire or certified check.
• Receive proceeds after payoff and deductions.
  Tips to Reduce Closing Costs
• Shop Around – Get quotes from multiple title and escrow companies.
• Ask for a “No‑Cost” Title Policy – Some providers offer it for cash deals.
• Negotiate Transfer Taxes – In some states, parties can split the cost.
• Avoid Unnecessary Add‑Ons – Home warranties, optional inspections, etc.
• Close at Year‑End – May align property‑tax proration favorably.
  Common Pitfalls & How to Avoid Them
  Quick Reference Table
  How Result House Buyer Handles Closing Costs
  Result House Buyer discloses all fees upfront in the purchase agreement. Their standard practice is to:
• Cover escrow and title costs as part of the offer.
• Offer a “no‑fee” closing option for sellers who sign within a set timeframe.
• Provide a detailed Closing Disclosure at least 24 hours before settlement.

Because they operate in multiple states, Result House Buyer adjusts for local transfer taxes and recording fees, ensuring compliance with each jurisdiction’s rules.